House hunting is one of those adulting things that we’re all trying to do. Saving all the moneys, trying to get on the property ladder and house hunting are all part of the same game and it can be super stressful. We’re currently trying to do this exact fun task and I’m learning loads along the way. Here are 4 things that I think I’ve learnt and wanted to share with you guys!
1. Be realistic
When you start looking for houses it can be so easy to think you’re with Kirsty & Phil on Location, Location, Location and you’ve got huge budgets. Try and get the best that you can for your money but don’t go looking at places outside of your price range because you’ll just fall in love with them and end up sulking about the fact that you don’t have enough money. Also, wondering how you can sell kidneys to get that sick house is not the one. You don’t want it that badly.
2. Watch out for hidden nasties
Damp, dead animals, dodgy floorboards, cracks in ceilings, asbestos, the lot. Don’t get blindsided by the beauty of a house without looking between the lines and noticing anything that you might have to pay for. We discovered in our last house that we had Japanese Knot Weed in our garden, luckily we were renting so this basically wasn’t our problem but it’s an almost un-killable weed that if we did own the property, we would have had to deal with. Check sites out like yourlegalfriend.com and get second, third and fourth opinions of everything so you don’t get stuck with something nasty once the property is yours.
3. Stick to your budget
Estate agents always try and convince you to “push yourself” and go above your budget but stick to your guns and remember why you set a budget in the first place. Because, that’s how much money you have! Don’t get blindsided and over excited and end up in debt or with a bigger mortgage than you wanted when you don’t need to.
4. Remember the extra fees
From Stamp Duty to lawyers fees and fees that I haven’t even discovered yet there are so many hidden things that you forget about when buying a house so just make sure that you ask your parents, your estate agent, lawyers, financial advisors, everyone that you can so you know exactly how much it’s going to cost you on top of the actual house price.
This is a collaborative post.