You guys know I love to shop, but I also love to save and make sure I’m looking after the pennies. I wrote a post all about 4 ways to be better with money which was all about knowing what you have and saving where you can. This post is all about spending that cash that is actually mine to spend. Recently, I’ve joined Starling Bank and I’ve been using this card and account for my ‘fun money’, the disposable income that I know I can spend on whatever I want.
Spending and budgeting are probably one of my most talked about subjects. I’ve always been careful with money so love to dole out
(lectures) advice where I can and I always monitor my monthly spending. I did a little Twitter poll last week all about spending diaries and I haven’t done one for a few months so I thought it was about time. I love reading these posts on Refinery29 because I’m super nosy and just love to see what people spend their money on!
Money is always a tricky subject. We always want more. We don’t like what things cost. We have to pay for certain stuff. The list goes on. What I’ve come to realise as I’ve become a proper adult is I’m actually really good with money. I’m not sure where it’s come from (probs good parenting, holla at you Mumma) but I know what I’ve got and I know what I can spend. Here are my three ways to be better with money because in my opinion, I’ve got it nailed.
My first spending diary was really popular so I thought I’d do another for this week just gone! Kicking it off is my food shopping as I explained in my last post, I keep separate budgets for my weekly spends and my food shopping. My half of the food shop was £15.45 this week which was our cheapest shop of the month. We weren’t at home for dinner twice in this week so we didn’t need as much food, obviously! Again, this weekly spends runs Saturday- Friday.
I’ve become obsessed with the Refinery 29 Money Diaries! I don’t know why, maybe I’m just nosy, maybe I just want to know whether I spend a normal amount of money? I don’t know! If you’ve not read them, it’s basically an insight into what women with different salaries, different lives and who live in different areas of the UK spend every week. I also spotted that Gillian from Elevator Musik did her own version so I decided I would too!
Money’s a tricky one. Like me, you might be always wondering about how you can save more money, especially around the house. You don’t have to tighten your belt too much in order to help your home finances. Here are some of the easy changes which can make your money go further.
I love giving tips on sorting out your home. One of the things you can do to make the whole place more spacious is have a big clear-out. Depending on the amount of clutter you have, this could mean a great opportunity to make some money. There are all kinds of sites such as Mazumamobile which you can use to recycle your old mobile phone. I’m sure you have a lot of clothes which you haven’t worn in a long time. These can be sold online, or at car boots. You’ll be amazed at what some people will pay for things you never touch. We did a huge car boot when we moved house and made over £100, it’s hard work but it’s really worth it.
This could be 5 ways to save for anything but seeing as I’m a part fashion blogger and I’ve forever got a basket full of saved items on ASOS I thought I’d focus this post on saving for new clothes! The new season is almost here again, I was reading a magazine the other day and they were talking about faux fur – it was like 27 degrees outside – it’s crazy. But, before we know it we’ll be digging out our roll-neck sweaters and ankle boots once more as autumn appears.
Let’s get down to the saving tips!